Compare Cover - Long Stay Travel Insurance

Long Stay Travel Insurance is ideal for young travellers looking to cover an extended trip abroad when the budget is tight. Our Discovery policy provides comprehensive travel insurance at an affordable price for students and young people on trips and long stays lasting up to 18 months.

TRAVEL COVER Basic Light Standard Premier Excess
Cancellation No Cover Up to £1,500 Up to £1,500 Up to £3,000 £100
Curtailment No Cover Up to £1,500 Up to £1,500 Up to £3,000 £100
Catastrophe Cover No Cover No Cover No Cover Up to £1,000 £100
Withdrawal of Services No Cover £25 per day after 48 hours up to £250 £25 per day after 48 hours up to £250 £50 per day up to £250 n/a
Scheduled Airline Failure No Cover Up to £1,500 Up to £1,500 Up to £5,000 n/a
Medical Expenses Up to £5 million Up to £5 million Up to £5 million Up to £10 million £125
Hospital Benefit No Cover No Cover £25 per day up to £250 £30 per day up to £1,000 n/a
Mugging Benefit No Cover £20 per day up to £200 £20 per day up to £200 £50 per day up to £500 n/a
Personal Effects & Baggage No Cover No Cover Up to £1,000 Up to £2,000 £100
- Single Item Limit - - Up to £250 Up to £500 -
- Valuables Limit in Total - - Up to £250 Up to £500 -
- Travel Documents - - Up to £200 Up to £250 -
- Delayed Baggage - - £25 per day up to £75 £50 per day up to £150 -
Personal Money No Cover No Cover Up to £200 Up to £500 £100
- Cash Limit - - Up to £100 Up to £250 -
- Cash Limit (under 18) - - Up to £50 Up to £100 -
Travel Delay No Cover £20 for first 12 hour period, £20 for each additional 12 hour period up to £300 £20 for first 12 hour period, £20 for each additional 12 hour period up to £300 £20 for first 12 hour period, £20 for each additional 12 hour period up to £300 n/a
Holiday Abandonment No Cover Up to £1,500 Up to £1,500 Up to £3,000 £100
Additional Expenses No Cover Up to £800 Up to £800 Up to £1,000 n/a
Pet Care No Cover No Cover No Cover £10 per day up to £100 n/a
Hijack No Cover £25 per day up to £250 £25 per day up to £250 £50 per day up to £500 n/a
Missed Departure No Cover Up to £800 Up to £800 Up to £1,000 £100
Personal Accident No Cover Max. £10,000 Max. £10,000 Max. £20,000 n/a
- Loss of Limbs or Sight - £10,000 £10,000 £20,000 -
- Permanent Total Disablement - £10,000 £10,000 £20,000 -
- Death Benefit (18-45) - £5,000 £5,000 £10,000 -
- Death Benefit (under 18) - £2,500 £2,500 £2,500 -
Personal Liability Up to £1 million Up to £2 million Up to £2 million Up to £2 million £100
Legal Expenses Up to £15,000 Up to £15,000 Up to £15,000 Up to £25,000 £250
The Excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
WINTERSPORTS COVER * Basic Light Standard Premier Excess
Ski Equipment No Cover No Cover Up to £500 Up to £500 £100
- Owned - - Up to £500 Up to £500 -
- Single item Limit (Owned) - - Up to £250 Up to £250 -
- Hired - - Up to £250 Up to £250 -
Ski Hire No Cover No Cover £20 per day up to £200 £20 per day up to £200 n/a
Ski Pack No Cover No Cover £75 per day up to £300 £75 per day up to £300 n/a
Piste Closure No Cover No Cover £20 per day up to £200 £20 per day up to £200 n/a
Avalanche Closure No Cover No Cover Up to £250 Up to £250 £100
* Effected when additional premium is paid
GOLF COVER * Basic Light Standard Premier Excess
Golf Equipment No Cover No Cover No Cover Up to £1,000 £100
- Single item Limit (Owned) - - - Up to £250 -
Golf Hire No Cover No Cover No Cover £25 per day up to £150 n/a
Green Fees No Cover No Cover No Cover £50 per day up to £300 n/a
* Effected when additional premium is paid
PHOTOGRAPHIC COVER * Basic Light Standard Premier Excess
Photographic Equipment No Cover No Cover Up to £500 Up to £500 €100
* Effected when additional premium is paid
CRUISE COVER * Basic Light Standard Premier Excess
Missed Port Departure No Cover No Cover No Cover Up to £1,000 £75
Cabin Confinement No Cover No Cover No Cover £100 per day up to £500 n/a
Itinery Changes No Cover No Cover No Cover £100 per day up to £500 n/a
Unused Excursions No Cover No Cover No Cover Up to £500 £75
Cruise Interruption No Cover No Cover No Cover Up to £1,000 £75
* Effected when additional premium is paid
BUSINESS COVER * Basic Light Standard Premier Excess
Business Equipment No Cover No Cover No Cover No Cover -
- Single Item Limit - - - - -
- Computer Equipment (Single Item Limit) - - - - -
- Samples - - - - -
- Delayed Business Equipment - - - - -
- Emergency Courier of Essential Business  Equipment - - - - -
Business Equipment Hire No Cover No Cover No Cover No Cover -
Business Money No Cover No Cover No Cover No Cover -
Cash Limit No Cover No Cover No Cover No Cover -
Employee Replacement No Cover No Cover No Cover No Cover -
* Effected when additional premium is paid

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