Compare Cover - Annual Multi Trip Travel Insurance

Annual Travel Insurance offers the frequent traveller a way to save money and time by purchasing a single policy for an unlimited number of trips. The multi trip traveller can come and go as often as they like, Europe or Worldwide, with the option of up to sixty days per individual trip. Cover is available to all residents of the United Kingdoms.

Children under the age of eighteen are included free (when named on the policy). Unlike many other policies, children can even travel independently of the adults on the insurance, making it a great choice for school trips.

TRAVEL COVER Light Standard Premier Excess
Cancellation Up to £3,000 Up to £3,000 Up to £5,000 £75*
Curtailment Up to £3,000 Up to £3,000 Up to £5,000 £75*
Catastrophe Cover No Cover Up to £1,000 Up to £1,000 £75
Withdrawal of Services £50 per day up to £250 £50 per day up to £250 £50 per day up to £250 n/a
Scheduled Airline Failure Up to £3,000 Up to £3,000 Up to £5,000 n/a
Medical Expenses Up to £10 million Up to £10 million Up to £10 million £100*
Hospital Benefit No Cover £30 per day up to £900 £50 per day up to £1,000 n/a
Mugging Benefit £40 per day up to £400 £40 per day up to £400 £50 per day up to £500 n/a
Personal Effects & Baggage No Cover Up to £1,500 Up to £2,000 £75
- Single Item Limit Up to £500 Up to £500
- Valuables Limit in Total Up to £500 Up to £500
- Travel Documents Up to £250 Up to £250
- Delayed Baggage £50 per day up to £150 £50 per day up to £150
Personal Money No Cover Up to £500 Up to £750 £75
- Cash Limit Up to £200 Up to £250
- Cash Limit (under 18) Up to £50 Up to £100
Travel Delay £20 for first 12 hour period, £20 for each additional 12 hour period up to £300 £20 for first 12 hour period, £20 for each additional 12 hour period up to £300 £20 for first 12 hour period, £20 for each additional 12 hour period up to £300 n/a
Holiday Abandonment Up to £3,000 Up to £3,000 Up to £5,000 £75
Additional Expenses Up to £800 Up to £800 Up to £1,000 n/a
Pet Care No Cover £10 per day up to £100 £10 per day up to £100 n/a
Hijack £50 per day up to £500 £50 per day up to £500 £50 per day up to £500 n/a
Missed Departure Up to £800 Up to £800 Up to £1,000 £75
Personal Accident Max. £10,000 Max. £20,000 Max. £20,000 n/a
- Loss of Limbs or Sight £10,000 £20,000 £20,000
- Permanent Total Disablement £10,000 £20,000 £20,000
- Death Benefit (18-65) £5,000 £10,000 £10,000
- Death Benefit (66-69) £2,500 £2,500 £2,500
- Death Benefit (under 18) £2,500 £2,500 £2,500
Personal Liability Up to £2 million Up to £2 million Up to £2 million £100
Legal Expenses Up to £15,000 Up to £15,000 Up to £25,000 £250
The Excess is the first amount of the claim for each person, each section, and each incident which is payable by you.
* Medical Expenses and Cancellation and Curtailment related excesses are doubled for persons aged 66 and over.
WINTERSPORTS COVER * Light Standard Premier Excess
Ski Equipment No Cover Up to £500 Up to £1,000 £75
- Owned Up to £500 Up to £500
- Single item Limit (Owned) Up to £250 Up to £250
- Hired Up to £250 Up to £250
Ski Hire No Cover £20 per day up to £200 £20 per day up to £200 n/a
Ski Pack No Cover £75 per day up to £300 £75 per day up to £300 n/a
Piste Closure No Cover £20 per day up to £200 £20 per day up to £200 n/a
Avalanche Closure No Cover Up to £250 Up to £250 £75
* Effected when appropriate premium is paid
CRUISE COVER * Light Standard Premier Excess
Missed Port Departure No Cover No Cover Up to £1,000 £75
Cabin Confinement No Cover No Cover £100 per day up to £500 n/a
Itinery Changes No Cover No Cover £100 per day up to £500 n/a
Unused Excursions No Cover No Cover Up to £500 £75
Cruise Interruption No Cover No Cover Up to £1,000 £75
* Effected when additional premium is paid
BUSINESS COVER * Light Standard Premier Excess
Business Equipment No Cover Up to £2,000 Up to £2,000 £75
- Single Item Limit Up to £500 Up to £500
- Computer Equipment (Single Item Limit) Up to £1,500 Up to £1,500
- Samples Up to £250 Up to £500
- Delayed Business Equipment £100 per day up to £300 £100 per day up to £300
- Emergency Courier of Essential Business Equipment Up to £500 Up to £500
Business Equipment Hire No Cover £150 per day up to £750 £150 per day up to £750 £75
Business Money No Cover Up to £1,000 Up to £1,000 £75
Cash Limit No Cover Up to £500 Up to £500
Employee Replacement No Cover Up to £1,000 Up to £1,000 £75
* Effected when additional premium is paid
GOLF COVER * Light Standard Premier Excess
Golf Equipment No Cover Up to £1,000 Up to £1,000 £75
- Single item Limit (Owned) Up to £250 Up to £250
Golf Hire No Cover £25 per day up to £150 £25 per day up to £150 n/a
Green Fees No Cover £50 per day up to £300 £50 per day up to £300 n/a
* Effected when additional premium is paid
PHOTOGRAPHIC COVER * Light Standard Premier Excess
Photographic Equipment No Cover Up to £1,000 Up to £1,000 £75
* Effected when additional premium is paid

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